"Health Care" or "Health Force" ?

http://www.foxnews.com/politics/2009/07/13/obama-wants-health-reform-week/

Despite objections from conservative and moderate Democrats, prospects for House action along the president's timetable are better than in the Senate.

There, majority Democrats are readying legislation, to be introduced as early as Tuesday, that would prohibit insurance companies from denying coverage or charging higher premiums on the basis of pre-existing medical conditions.

The measure would spend billions of dollars subsidizing lower income individuals and families who cannot afford coverage, in an attempt to cut dramatically into the ranks of the uninsured.

To comply with another presidential priority, it would rely on cuts in Medicare and Medicaid to begin slowing the rate of growth in health care spending overall.

The measure is expected to impose a fee equal to 8 percent of a worker's salary on large companies that fail to offer insurance or do not subsidize it at a high enough rate.

Individuals also would have to pay a penalty if they refused to purchase affordable insurance.

Officials announced last week that the measure would include an income tax surcharge on the wealthy, estimated to raise more than $500 billion over the next decade.

I thought that the government was going to provide competition for private insurance companies? What is this about imposing regulations which will drive up health insurance premiums? Remember Obama said that he is open to the idea of taxing health insurance premiums.

There, majority Democrats are readying legislation, to be introduced as early as Tuesday, that would prohibit insurance companies from denying coverage or charging higher premiums on the basis of pre-existing medical conditions.

The devil is in the details. The legislation states that it will prohibit denying coverage or charging higher premiums on the basis of pre-existing medical conditions. This means that people WITHOUT pre-existing medical conditions will be susceptible to premium increases. Which means that premiums will go up. Rates will have to go up once the insurance companies are FORCED to insure people with such high risk factors. Remember, auto insurance companies and property insurance companies can refuse to insure based on risk assessments. This isn't because they are greedy, this is because they are a business, in business to make money, not loose it.

Consider this; you insure your house and then purposely burn it down the next day. This would be considered insurance fraud. You would go to jail for burning your own house down to collect money. The government is forcing insurance companies to insure human beings without assessing the possibility that the insured may never contribute towards the policy premium. The insurance company must ignore all risk factors. How is this going to help make health care more affordable?

How is imposing cuts in Medicare, and Medicaid supposed to slow the rate of growth in health care spending? Did the "stimulus bill" not have 460 BILLION dollars allocated for health care? Remember as Obama said the 460 Billion is just a start. These "cuts" are complete nonsense.

The government is going to impose a fine on individuals if they refuse to purchase "affordable" insurance. How exactly do you define "affordable"? How do you determine what is affordable for each and every individual?

Did any democrat voter think that they were going to pay a penalty for NOT buying insurance?

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